CredScore
Deterministic wallet risk scoring, no model in the path
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What is CredScore?
CredScore is a deterministic wallet risk scoring tool built for crypto-native compliance teams, AML investigators, on-chain investigators, and protocol security teams. It transforms raw wallet activity across five EVM chains into a structured analyst briefing that includes risk tier, decision posture, key signals, and entity context in one view. Every score is traceable back to the specific behavior that drove it, with no black boxes or hand-waving.
The tool delivers explainable onchain risk briefings in under 15 seconds, providing clear risk framing with supporting context. Key features include deterministic scoring with a full audit trail, coverage of Ethereum, Base, Arbitrum, Optimism, and Polygon, and structured outputs showing risk tier (like High or Low), decision posture (Escalate or Proceed), primary risk drivers, offsetting factors, behavior distribution, and observed entity/protocol context. The Analyst Desk lets users enter any public wallet address and immediately review a structured summary.
CredScore is specifically designed for teams and operators who need faster, clearer wallet assessment without manually piecing together activity across multiple block explorer tabs. It supports real review workflows including onboarding decisions, counterparty reviews, investigations, research, and internal risk checks. The tool evaluates only public wallet activity without requiring identity or KYC data, making it privacy-first for DeFi credit assessment.
CredScore pricing
Pricing model: Freemium
Your first wallet analysis is free with no credit card required. The Solo Analyst plan is $99 per month and includes unlimited wallet risk briefings across all five EVM chains (Ethereum, Base, Arbitrum, Optimism, Polygon). Teams that need shared workspaces, higher throughput, or a tailored setup can contact CredScore directly for business pricing by booking a business call.
CredScore pros
- First wallet analysis is free with no credit card required
- Deterministic scoring with 100% transparency and no black boxes
- Full audit trail for every score making it defendable in reviews
- Analysis completes in under 15 seconds
- Covers 5 EVM chains: Ethereum, Base, Arbitrum, Optimism, Polygon
- Produces structured analyst briefings with risk tier and decision posture
- Shows primary risk drivers with specific flags like OFAC sanctions matches
- Includes offsetting factors to provide balanced risk assessment
- Displays behavior distribution showing exchange vs DEX interactions
- Provides observed entity and protocol context with labels
- Confidence statements reflect assessment reliability
- No identity or KYC data required - privacy-first approach
- Built for real compliance and AML review workflows
- Traceable scores back to specific transaction patterns
- Solo Analyst plan at $99/month for unlimited briefings
CredScore cons
- Only supports 5 EVM chains, no non-EVM blockchain coverage
- Confidence levels can be moderate (54-62%) due to partial coverage
- History capped at 1,200 transfers may limit complete analysis
- Decision-support tool not a substitute for human judgment
- No legal conclusion - cannot be used as definitive compliance verdict
- Team pricing requires booking a business call, not publicly listed
- Limited throughput on solo plan compared to custom team setups
- Chain support expands carefully which may delay new chain additions
Frequently asked questions about CredScore
How does this compare to just using a block explorer?
Block explorers show raw activity data. CredScore is built to help you interpret that activity faster by turning it into a structured briefing with risk tier, decision posture, supporting rationale, and key flags. This saves analysts from manually stitching together multiple explorer tabs.
Who is this for?
CredScore is built for analysts, investigators, researchers, compliance teams, and operators who need a faster way to assess wallet risk and document what they are seeing. Specific use cases include AML investigators, on-chain investigators, protocol security teams, and crypto-native compliance teams.
How should I use the output?
The output is meant to support review, prioritization, and internal decision-making. It serves as a decision-support layer, not a substitute for human judgment or a legal conclusion. Users apply the output to onboarding, counterparty review, investigations, research, or internal risk checks.
How accurate is it?
CredScore is designed to be structured, explainable, and useful in practice, but no risk system is perfect. The tool provides confidence statements (like 54% or 62%) reflecting partial coverage with usable but incomplete behavioral signal. The point is to make wallet review faster and clearer, not to pretend uncertainty does not exist.
Do I need to provide identity or KYC data?
No. CredScore evaluates public wallet activity and produces an explainable risk briefing without asking for identity data. It is privacy-first and focuses solely on on-chain behavior.
What chains are supported?
Ethereum, Base, Arbitrum, Optimism, and Polygon are all fully supported. Chain selection is available as a dropdown in the Analyst Desk. Support expands carefully to maintain strong signal quality on each chain added.
Can my team use it?
Yes. Business access is available for teams that need broader usage, more volume, or a setup that fits a larger workflow. Teams needing shared workspaces, higher throughput, or tailored setups can book a business call to discuss custom pricing.
What is deterministic scoring?
Deterministic scoring means 100% transparency with no black boxes. Every score is traceable back to the specific behavior, transaction patterns, and entity exposure that drove it. Users can see the full rationale including primary risk drivers, offsetting factors, and confidence statements.
What does the risk tier and decision posture mean?
Risk tier shows the overall risk level (like High or Low). Decision posture indicates the recommended action: 'Escalate for deeper review' when high-risk signals co-occur, or 'Proceed with normal caution' when no dominant adverse drivers are detected. Higher scores mean lower risk (score 10 = high risk, score 72 = low risk).
How fast is the analysis?
CredScore scores receiving wallets with sanctions escalation in under 15 seconds. The full rationale is traceable to specific transaction patterns and entity exposure in real time, not after the fact. This enables real-time compliance decisions during wallet review workflows.