FinFloh
FinFloh is an accounts receivables (AR) automation software designed to streamline AR operations and improve collections efficiency. This A...
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What is FinFloh?
FinFloh is an AI-native B2B accounts receivable automation and credit decisioning platform built for CFOs and finance teams managing postpaid billing. It automates the entire invoice-to-cash and credit-to-cash journey, including invoice generation, invoice sending, collections, cash application, credit risk scoring, and credit onboarding decisions. The platform connects ERP and CRM systems to create a unified source of truth for data across all finance platforms.
Key features include four autonomous AI agents: Floh Collect AI for automated collections with prioritized worklists and Promise-to-Pay tracking; Floh Recon AI for optimized cash application using OCR on bank statements and intelligent payment-invoice matching; Floh Invoice AI for automated invoice generation and delivery via email and buyer portals; and Floh Credit AI for smart credit onboarding with dynamic ML-based credit scoring. The FlohSense AI Agent reads and understands customer emails to resolve queries, detect disputes, and capture payments.
FinFloh is designed for enterprise B2B finance teams and CFOs who need complete cash flow control. It helps companies reduce Days Sales Outstanding (DSO) by 30-50%, increase collections efficiency by 50%, decrease dispute resolution time by 60%, and reduce credit decision-making time by 70%. The platform saves finance teams 200-400 man-hours per month and integrates seamlessly with ERPs, CRMs like Salesforce, payment systems, and communication tools without coding efforts.
FinFloh pricing
Pricing model: Free
FinFloh offers customized pricing tailored to each business's specific needs. The pricing model includes a one-time setup fee and an annual recurring platform fee. The Special Advantage Program offers Zero Upfront Cost - customers pay only when agreed metrics are achieved or after 2 months, whichever comes first. Three tiered plans exist: Starter (for finance teams 1-4 users, 1 workflow), Growth (for teams 5-12 users, 5 workflows, basic ML credit risk monitoring), and Enterprise (for teams 12+ users, unlimited workflows, advanced ML credit risk monitoring, AI-driven credit decisions). Custom pricing is discussed during consultation calls to receive a tailored quote based on business requirements.
FinFloh pros
- Reduces DSO by 30-50% based on customer results
- Increases collections efficiency by 50%
- Decreases dispute resolution time by 60%
- Reduces credit decision-making time by 70%
- Saves 200-400 man-hours per month for finance teams
- AI-powered autonomous agents automate entire AR process
- FlohSense AI reads customer emails and detects disputes
- Seamless ERP-CRM sync eliminates manual data sync
- OCR engine extracts remittance data for cash application
- Dynamic ML-based credit scoring for accurate decisions
- Automated Promise-to-Pay tracking during collections
- Prioritized collector worklists based on credit risk
- Out-of-the-box integration without coding efforts
- SOC 2, GDPR, and ISO compliant for data security
- Gets companies live in just 1 month without dev team
- Internal alerts and escalations for payment delays
- Collectors performance tracking built in
- Auto-upload invoices into buyer AP portals (SAP/Coupa)
FinFloh cons
- Custom pricing requires consultation - no公开的 standard plans
- One-time setup fee may be required
- Primarily designed for B2B postpaid billing, not B2C
- No free plan available
- No free trial available
- Enterprise-focused may be complex for very small businesses
- Requires ERP and CRM systems for full functionality
- Pricing based on finance team size and needs varies significantly
Frequently asked questions about FinFloh
What is FinFloh?
FinFloh is an AI-native B2B accounts receivable automation and credit decisioning platform built for finance teams managing postpaid billing. It automates the entire invoice-to-cash process — including invoice generation, invoice sending, collections, cash application, credit risk scoring, and credit onboarding decisions. By connecting ERP and CRM systems, FinFloh helps companies reduce DSO, improve cash flow visibility, and eliminate manual receivables operations.
What AI agents does FinFloh offer?
FinFloh offers four autonomous AI agents: Floh Collect AI for automated collections with prioritized worklists, Promise-to-Pay tracking, and internal alerts; Floh Recon AI for cash application using OCR on bank statements and intelligent payment-customer-invoice matching; Floh Invoice AI for automated invoice generation and delivery via email and buyer portals; and Floh Credit AI for smart credit onboarding with dynamic ML-based credit scoring. All are powered by FlohSense AI Agent that reads customer emails.
How much does FinFloh reduce DSO?
FinFloh customers have achieved 30-50% reduction in DSO. Yellow AI specifically reported reducing DSO by 40-50% and increasing on-time payments by 10% for 30 days past due invoices after implementing FinFloh.
Does FinFloh integrate with Salesforce?
Yes, FinFloh seamlessly integrates with Salesforce and other CRM tools. It provides backward integration with CRM tools like Salesforce, enabling automated onboarding with indicative credit/pricing/contract terms and applying AI-driven onboarding decisions directly in CRM. The platform connects ERP and CRM systems without coding efforts.
What is the FlohSense AI Agent?
FlohSense AI is FinFloh's central intelligence agent that reads and understands customer emails. It resolves queries, shares records, detects disputes, and captures payments. During collections, it closes queries and issues while recording Promise-to-Pay. For cash application, it extracts payment details from customer emails and chats. For invoices, it auto-reverts to customer queries about invoice details and statements. For credit scoring, it analyzes buyer emails and responses.
How long does it take to get FinFloh live?
FinFloh has the quickest go-live time compared to competitors. The company understands ERPs and CRMs inside out and can get companies live in just 1 month, without the intervention of your dev team or changes to your existing infrastructure. The integration is out-of-the-box and seamless.
Is FinFloh secure?
Yes, FinFloh is SOC 2, GDPR, and ISO compliant, ensuring your data is secure with them. The platform meets enterprise-level security standards for finance data protection.
What is the Special Advantage Program?
The Special Advantage Program offers Zero Upfront Cost for FinFloh. Customers pay only when agreed metrics are achieved or after 2 months - whichever comes first. This eliminates initial financial risk and allows businesses to see results before committing to payment.
Does FinFloh offer automated cash application?
Yes, FinFloh's Floh Recon AI optimizes cash application speed and accuracy. It performs OCR on bank statements to retrieve customers, reconciles amongst payment-customer-invoices, adjusts for tax and other charges, and automates cash posting in ERP. The platform ingests bank statement data and open invoice data from ERP systems, then applies configurable matching rules and intelligent algorithms to reconcile payments automatically, reducing unapplied cash.
How does FinFloh's credit scoring work?
FinFloh Credit AI uses ML-driven dynamic credit scoring based on past payment behavior and market intelligence including credit agencies, credit groups, and public financials. It tracks buyers' market data and A/R aging data, generates dynamic ML-based credit scoring, applies AI-driven onboarding decisions in CRM, and drives post-go-live decisions using credit scores. The FlohSense AI Agent also analyzes buyer emails and responses for credit scoring enhancement.