Fiskl
Fiskl is an artificial intelligence (AI) powered accounting tool designed to assist small businesses, startups, and freelancers in managing...
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What is Fiskl?
Fiskl is an AI-native, all-in-one accounting and invoicing platform designed for small businesses, creators, freelancers, and startups operating locally or globally. It automates financial tasks like bank sync, expense categorization, reconciliation, and provides AI-driven insights across every workflow. The platform supports 170+ currencies, 200+ countries with localized pricing, and 60+ invoice/payment languages, making it ideal for businesses dealing with multi-currency transactions and international clients.
Key features include professional invoicing and quotes with recurring billing, automated expense tracking with receipt scanning, real-time bank sync with 21,000+ global banks, time and mileage tracking for billable work, products and services catalogs, financial dashboard with cash flow visibility, profit & loss analysis, client performance tracking, and integrations with Stripe, PayPal, Apple Pay, Google Pay, Revolut Business, Chase, Wio, and Brex. The AI core automates categorization, matching, reconciliation, and provides dynamic ledger accounting.
Fiskl is built for small businesses wanting to simplify day-to-day financial management, creators and freelancers managing finances from anywhere globally, and startups leveraging AI-driven financial platforms with native Stripe integration for scaling. It offers mobile and online access, allowing users to issue invoices, take payments, track expenses, and monitor cash flow from any device. The platform requires no accounting knowledge and is trusted by business owners in over 170 countries.
Fiskl pricing
Pricing model: Freemium
Fiskl offers four pricing plans: Free ($0/month) includes 150 logged items, 1 user, 25 product & services catalogs, up to 5 client invoices, estimates/quotes, expenses, time tracking, calendar & tasks, all payment methods, and live chat support. Solo ($15/month) adds unlimited invoices, client payment log, clients, custom email templates, exports, imessage, multiple brands, payment reminders with Zapier integration, permanent historical data access, recurring invoices, and send invoices via Whatsapp/Telegram. Pro ($20/month) includes accountant access, all Solo features plus 2 users, custom expense categories, and team & permissions. Prime ($35/month) includes all Pro features plus premium onboarding & training. Plans are billed monthly, yearly billing available on request. Additional users over the plan's included users are billed monthly.
Fiskl pros
- AI automates accounting tasks like categorization, reconciliation, and matching
- Supports 170+ currencies for global payments without borders
- Syncs with 21,000+ banks globally for instant bank feed integration
- Professional invoicing with recurring billing and online payment options
- Automated expense scanning extracts receipt data instantly
- Time and mileage tracking with timer, manual entry, and Google Maps integration
- Real-time cash flow dashboard across all accounts and currencies
- Profit & loss graphs with drill-down reports for performance analysis
- Track top-performing clients with real-time income and payment insights
- Monitor invoice stats: paid, overdue, and outstanding instantly
- Zero-touch reconciliation with Stripe for multi-currency bulk payouts
- Auto-reconciles 90% of entries with Revolut Business integration
- Supports 60+ invoice and payment languages for global communication
- Multiple brands under one accounting platform
- Mobile app available on iOS and Google Play for on-the-go management
- No accounting knowledge required, intuitive for business owners
- Permanent historical data access on paid plans
- Custom email templates and payment reminders with Zapier integration
- Team permissions and accountant access on Pro plan
- Localized pricing for 200+ countries for compliance
Fiskl cons
- Free tier limited to 5 client invoices and 150 logged items
- Free tier only supports 1 user
- Bank sync on help page says 10,000 banks but homepage says 21,000 (inconsistency)
- Premium onboarding and training only on Prime plan at $35/month
- Additional users over plan limit billed monthly at extra cost
- No free annual billing option mentioned, monthly only by default
- Accountant access only available on Pro plan ($20/month), not Solo
- Custom expense categories only on Pro plan, not Free or Solo
Frequently asked questions about Fiskl
What is Fiskl?
Fiskl is a comprehensive AI-native accounting and invoicing platform designed for small businesses to manage invoicing and quotes, expense tracking with automated scanning and categorization, and banking with real-time sync. It automates accounting work across every workflow including sync, categorize, reconcile, and advise, making accounting easy for non-accountants.
How many banks does Fiskl support for bank sync?
Fiskl supports over 21,000 banks globally with instant bank sync. Transactions are AI-categorized and matched to your ledgers automatically through secure APIs, Open Banking, or manual import.
What currencies does Fiskl support?
Fiskl supports 170+ currencies for payments without borders. It uses automated exchange rates for all currencies, making it ideal for global small businesses dealing with multi-currency transactions.
Can I send recurring invoices with Fiskl?
Yes, recurring invoices are included on the Solo plan ($15/month) and all higher plans. The Free tier does not include recurring invoices. You can schedule recurring billing and get paid online through Fiskl's payment integrations.
How does time and mileage tracking work in Fiskl?
Time tracking offers timer, manual entry, start/end times, and rounding options. Mileage tracking supports direct entry, Google Maps distance calculation, odometer readings, and image attachments. Both are standalone records until added to client invoices as line items with detailed breakdowns.
What payment integrations does Fiskl support?
Fiskl supports Stripe, PayPal, Apple Pay, Google Pay, iDeal, Chase/WePay, GoCardless, Bancontact, and more. It also has zero-touch reconciliation with Stripe for multi-currency bulk payouts and auto-reconciles 90% of entries with Revolut Business.
Is Fiskl available on mobile?
Yes, Fiskl is available on iOS (App Store) and Google Play (Android). All features are available on mobile including issuing invoices, recurring invoices, estimates, mobile and online payments, expense scanning, cash flow tracking, and mileage tracking via Google Maps integration.
Can multiple team members use Fiskl?
Yes, but team access depends on your plan. Free allows 1 user, Solo allows 1 user, Pro allows 2 users with team & permissions, and Prime includes all Pro features. Additional users over the plan's included limit are billed monthly at extra cost.
Does Fiskl require accounting knowledge?
No, Fiskl is designed to be intuitive and easy to use by any business owner without accounting knowledge. AI-based accounting simplifies accounting for non-accountants with intelligent automated categorization and dynamic ledger accounting.
How do I get started with Fiskl?
Set up your company profile with tax settings and brand identity, connect your bank account for sync, import your data if needed, and create your first invoice or record an expense. The Getting Started guide in Fiskl Help provides step-by-step instructions for setup, invoicing, banking, and accounting.