Futurez
Will your money last? AI-assisted financial simulator
Last verified:
What is Futurez?
Futurez is a financial life simulator that projects your financial future by running your numbers through 1,000 Monte Carlo market futures on a tax-aware engine. It helps evaluate major life decisions (retirement timing, job changes) with probability-based outcomes without requiring a financial advisor.
Futurez pricing
Pricing model: Freemium
Free tier available; paid tiers mentioned but specific pricing not visible in content
Futurez pros
- Monte Carlo simulation with 1,000 market futures instead of single-point projections
- Comprehensive tax modeling including federal/state income tax, Social Security, RMDs, QBI, and child tax credits
- Full household planning supporting multiple careers, retirement dates, and dependents
- AI integration allowing real-time queries via Claude or ChatGPT within the app
- Benchmarked against Morningstar, Trinity Study, and Vanguard; intentionally conservative to avoid over-optimism
- No signup required to start
Futurez cons
- Entirely self-service with no professional financial advisor guidance included
- Projection accuracy depends on user providing complete and accurate financial data
- Conservative calibration may understate realistic outcomes for some users
Frequently asked questions about Futurez
Do I need a financial advisor?
No, Futurez is designed to run projections independently without requiring a financial advisor.
How does it differ from a single projection?
It runs 1,000 market futures showing a range of realistic outcomes rather than one optimistic line.
Can I use AI to explore scenarios?
Yes, Futurez includes AI chat features and can connect to Claude or ChatGPT to ask what-if questions.
Do I need to sign up to get started?
No, you can jump right in and start a simulation without any signup.