goodfault
insurance for AI agents and robots
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What is goodfault?
Goodfault is an AI insurance carrier specializing in coverage for autonomous agents and physical AI systems. They underwrite risk for software agents (customer support, commerce, coding, operations) and embodied AI (humanoids, drones, autonomous vehicles, warehouse fleets) based on agent autonomy level, financial authority, and potential blast radius.
goodfault pricing
Pricing model: Freemium
goodfault pros
- Specialized coverage for 8 named AI perils: unauthorized transactions, hallucinated commitments, data leakage, destructive actions, injection attacks, bias/discrimination, regulatory defense, and business interruption
- Dual-division model covering both software agents (bits) and physical AI systems (atoms)
- Audit-based underwriting with fast quoting (quoted in minutes after audit submission)
- Premium pricing tied to agent authority and blast radius rather than just model choice
goodfault cons
- Requires recognized AI-agent audit before quote eligibility; excludes companies without pre-existing audits
- Does not cover kill-switch functionality, logging infrastructure, uncapped unattended financial authority, or CBRN/critical infrastructure
- Only covers agents they can audit; will not underwrite agents outside their audit scope
Frequently asked questions about goodfault
Do you require an audit to get a quote?
Yes. Goodfault is audit-gated—you must hold a recognized AI-agent audit to be quoted. If you lack one, they refer you to recognized auditors and bind coverage once certified.
How is premium calculated?
Premium is keyed to agent autonomy, financial authority, and blast radius—what the agent is allowed to do unattended and how much damage it can cause before human intervention.
What does Goodfault not cover?
No kill-switch, logging infrastructure, uncapped unattended financial authority, CBRN, or critical infrastructure risks. Coverage limited to agents they can audit.
Do you cover physical AI like humanoids and drones?
Yes, through their 'atoms' division: humanoids, warehouse fleets (AMRs), drones, AI products, and autonomous vehicle software layers are all covered.