Keepertax
This AI tool, known as 'Ask an AI Accountant, Version 2.0', is an advanced solution for various tax-related concerns. The tool integrates with your bank or cred...
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What is Keepertax?
KeeperTax's 'Ask an AI Accountant, Version 2.0' is an advanced AI-powered tax chatbot that provides instant, fact-checked answers to tax-related questions. The tool is built on OpenAI's GPT-4 model and has been meticulously fine-tuned on US federal and state tax legislation, along with IRS announcements, ensuring up-to-date and comprehensive guidance on tax matters.
Key features include automated expense tracking by integrating with bank or credit card accounts, year-round tax bill or refund predictions, and the ability to file taxes directly from your phone with both IRS and state authorities. Users also receive access to an assigned professional tax assistant available anytime for chat, and the AI provides valuable insights into possible tax deductions and write-offs for freelancers, gig workers, and self-employed individuals.
The AI accountant achieves 97% proven accuracy (compared to 94% for human tax professionals), with every few days a human tax professional reviewing all answered questions to ensure accuracy. Graded answers display a symbol indicating correctness—a green checkmark for correct or a red stop icon for incorrect—along with tax pro comments. Users can ask questions in any language and receive responses in about 10-40 seconds.
This tool is ideal for freelancers, contractors, gig workers, small business owners, and individuals with 1099 income who need quick, reliable tax advice without hiring a personal tax professional. It particularly helps self-employed users discover hidden tax deductions they might otherwise miss, such as phone bills, computer purchases, vehicle expenses, rent, and work-related travel costs.
Keepertax pricing
Pricing model: Free
The Ask an AI Accountant tool itself is free to use for asking tax questions. For full Keeper Tax subscription plans: Only Deductions plan is $20/month for expense tracking only (no tax filing); Standard tax filing is $99/year for federal and two states without deduction tracking; Filing + Deductions is $199/year including both expense tracking and tax filing; Premium plan is $399/year with amendments, prior year returns, quarterly tax assistance, audit resolution, and quarterly 1:1 consultation with tax pros. Monthly billing is only available for the Only Deductions plan; other plans are annual only.
Keepertax pros
- 97% proven accuracy rate exceeding human tax professionals
- Fine-tuned on US federal and state tax law plus IRS announcements
- Instant answers in 10-40 seconds 24/7
- Automated expense tracking via bank/credit card integration
- Year-round tax bill and refund predictions
- File taxes directly from phone with IRS and all 50 states
- Assigned professional tax assistant available anytime for chat
- Identifies hidden tax deductions and write-offs automatically
- Human tax professionals periodically review and grade all answers
- Visual correctness indicators (green checkmark or red stop icon)
- Ask questions in any language
- Based on OpenAI GPT-4 with tax law fine-tuning
- Free to use for tax questions without subscription
- Supports 1099, W-2, investments, rental income, and K-1s
- 300+ types of credits and deductions covered
- Smart audit protection included with filing plans
- User-friendly interface for easy tax question submission
Keepertax cons
- Free AI accountant tool does not include tax filing
- Accuracy was around 83% at launch, improved to 97% later
- Red stop icon shows AI can still make mistakes
- Human review happens every few days, not instant
- Does not support S-Corp or partnership tax filings
- No expat taxes or foreign tax situation support
- No financial guarantees on refund amounts
- Monthly subscription option only for expense tracking, not filing
- Add-on services required for bookkeeping and P&L statements
Frequently asked questions about Keepertax
How accurate is the AI Accountant compared to human tax professionals?
The AI Accountant has 96-97% accuracy rate, which exceeds the 94% average accuracy for human tax professionals. The AI has been broadly correct 97% of the time based on periodic reviews by credentialed tax professionals including CPAs, EAs, and tax attorneys (JDs).
How does the human review process work for AI answers?
Every few days, a human tax professional reviews all answered questions on the platform. The AI's answers are graded as correct or incorrect, with graded answers showing a symbol: a filled green checkmark means the AI got it right, while a red stop icon means it got it wrong. Tax pro comments are also visible on individual question pages.
What tax laws and data has the AI been trained on?
The AI is based on OpenAI's GPT-4 model and has been carefully fine-tuned on US federal and state tax legislation, along with IRS announcements. It has ingested US tax law and been trained on the latest tax changes, including updates for 2023.
How long does it take to get an answer from the AI Accountant?
Users see the AI accountant's answer right away, typically in about 10-40 seconds after typing their question in the input window.
Can I ask tax questions in any language?
Yes, users can ask questions in any language. The AI accountant provides fact-checked answers that are published on the website, and the tool supports multilingual tax question submission.
What tax deductions can Keeper automatically identify?
Keeper automatically identifies common write-offs for self-employed individuals including: computer purchases for work, phone bills for work use, vehicle tools and expenses, car insurance and registration, payments to freelancers/contractors, work travel (planes, trains, automobiles), rent or home office portion, and work discussions with coworkers or clients. It covers 300+ types of credits and deductions.
Who is Keeper Tax best suited for?
Keeper is especially valuable for small business owners, self-employed digital freelancers, 1099 independent contractors, gig workers, and people with 1099 income. It also supports W-2 income, investments, stock options, rental properties, and K-1s. It's ideal for those who have outgrown traditional DIY tax filing software.
Can I file taxes directly through Keeper with the IRS and states?
Yes, Keeper allows users to file taxes directly from their phone or computer with both the IRS and all 50 states. The Filing + Deductions plan ($199/year) and Premium plan ($399/year) include federal and state tax filing with no hidden fees. Returns are reviewed and signed by tax professionals.
What's included in the Premium plan?
The Premium plan ($399/year) includes all Filing + Deductions features plus: filing amendments (up to three), handling prior year returns (one free, $200 for additional), quarterly tax preparation and assistance, audit resolution support with IRS, penalty abatement support, and a free 1:1 consultation with a tax expert every quarter via the Tax Pro section.
What tax situations are NOT covered by Keeper's Premium plan?
The Premium plan does not include filing S-Corp or partnership taxes, expat taxes, or additional bookkeeping services like preparing P&L statements. For these situations, Keeper offers add-on services including S-Corp and partnership tax filings, estate accounting, foreign taxes, business formation, issuing 1099s, 1:1 accountant calls, and bookkeeping services.