Midday
Midday is a comprehensive tool designed for freelancers, contractors, consultants, and micro businesses to facilitate various aspects of running a business. It ...
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What is Midday?
Midday is an all-in-one business stack designed for modern founders, freelancers, contractors, consultants, and solo entrepreneurs to manage their business operations efficiently. It unifies invoicing, automatic reconciliation, time tracking, document management, and financial exports in one place, replacing the need for multiple disconnected tools. The platform automatically syncs every payment in and out from connected bank accounts, creating a unified transaction view with categorized entries.
Key features include invoicing with online payment capabilities and automatic payment tracking, automatic reconciliation that matches receipts and transactions, time tracking for project hours, customer management to track performance, secure document storage (Vault), and accounting-ready exports in CSV format. Midday also includes an AI Assistant for business-related queries and supports AI Connectors to integrate with external tools. The platform connects with 25,000+ banks globally and integrates with tools like Gmail, Outlook, Slack, Stripe, QuickBooks, Xero, GitHub, and many more.
Midday is specifically built for founders who run real businesses without building large teams and want to stay on top of their company without spending time on admin. It saves users approximately 4-6 hours per week by removing manual work like chasing receipts (45 minutes), cleaning transactions (1 hour), explaining numbers (1 hour), and preparing invoices (1-2 hours). The platform sits between users and their accountant, keeping everything organized so conversations are easier and decisions are based on up-to-date information.
Midday pricing
Pricing model: Freemium
Midday offers two paid plans with a 14-day free trial (no credit card required). Starter plan: $29/month or $15/month ($180/year billed annually) for freelancers and solo founders, including up to 10 invoices/month, 2-3 connected banks, unlimited bank accounts, financial overview, Time Tracker, 50 inbox items/month, customer management, CSV & report exports, Assistant, 10GB Vault Storage, and 2 users. Pro plan: $99/month or $49/month ($468/year billed annually) for growing teams, including up to 50 invoices/month, 10 connected banks, unlimited bank accounts, financial overview, Time Tracker, 500 inbox items/month, customer management, CSV & report exports, Assistant, 100GB Vault Storage, and 10 users. Pro also includes 20 AI Connectors, custom transaction categories, invoice templates, customer portal, customer enrichment, advanced metrics, advanced AI thinking, shareable report links, and priority support. Pro has a 30-day money-back guarantee.
Midday pros
- 14-day free trial with no credit card required
- Automatic bank sync from 25,000+ banks globally
- Automatic reconciliation matches receipts to transactions
- Online invoice payments with automatic tracking
- AI Assistant answers business finance questions
- Time tracking for project hours built in
- Customer management and performance tracking
- 10GB-100GB Vault storage for documents
- Exports ready for accounting systems (CSV)
- Multi-currency support included
- API, CLI, and MCP for custom integrations
- Works from chat apps (iMessage, WhatsApp, Slack, Telegram)
- 30-day money-back guarantee on Pro plan
- Priority support on Pro plan
- Custom transaction categories on Pro
- Invoice templates on Pro plan
- Customer portal and enrichment features
- Advanced metrics and AI thinking on Pro
- Up to 2 users on Starter, 10 on Pro
- Open-source platform with public metrics
Midday cons
- No permanent free tier - only 14-day trial
- Starter plan limited to 10 invoices per month
- Pro plan at $49/month may be pricey for some
- Only 2 connected banks on Starter plan
- 50 inbox items monthly limit on Starter
- VAT not included in pricing shown
- May not replace enterprise accounting systems
- Limited advanced financial reporting features
- 10GB storage on Starter may be insufficient
- Requires bank connection for full functionality
Frequently asked questions about Midday
What is Midday?
Midday is an all-in-one business stack for modern founders that combines invoicing, automatic reconciliation, time tracking, document management, and financial exports in one place. It automatically syncs transactions from connected bank accounts, matches receipts to transactions, and exports accounting-ready books to your accountant.
Who is Midday for?
Midday is built for freelancers, contractors, consultants, solo entrepreneurs, and founders who run real businesses without building large teams. It's specifically designed for one-person companies who want to stay on top of their business finances without spending time managing admin.
Does Midday replace my accountant?
No, Midday does not replace your accountant. It sits in between you and your accountant, keeping everything organized and ready so conversations are easier and decisions are based on up-to-date information. Your books are always ready when you need them for financial review.
What banks does Midday support?
Midday connects with transactions from 25,000+ banks globally. The Starter plan includes 2-3 connected banks, while the Pro plan includes 10 connected banks. Both plans offer unlimited bank accounts within those connected banks.
How does automatic reconciliation work?
Midday automatically matches payments, receipts, and transactions so records stay accurate. Receipts and invoices are pulled from email and payments, then automatically matched to transactions. Transactions are categorized and reconciled automatically without manual work.
Can I send invoices and get them paid through Midday?
Yes, customers can pay invoices online through Midday, with payments tracked automatically. The platform includes invoice management with online payment capabilities, so you can send invoices and track when they're paid without following up manually.
What integrations does Midday have?
Midday integrates with Gmail, Outlook, Slack, Telegram, WhatsApp, iMessage, Stripe Payments, QuickBooks, Xero, Fortnox, GitHub, Stripe, Shopify, Notion, Google Drive, Google Sheets, and many more tools. It also supports API, CLI, MCP, and AI Connectors for custom integrations.
Is there a free tier or trial?
Midday offers a 14-day free trial with no credit card required for both Starter and Pro plans. There is no permanent free tier, but during beta there was core feature access without cost. After the trial, you choose either Starter ($29/month or $15/month annually) or Pro ($99/month or $49/month annually).
What storage does Midday provide?
Midday includes Vault storage for secure document storage. The Starter plan provides 10GB Vault Storage, while the Pro plan provides 100GB Vault Storage. This is for storing receipts, invoices, and other business documents that are automatically matched to transactions.
What AI features does Midday include?
Midday includes an AI Assistant that can answer questions about your business finances, intelligent tax extraction from receipts, an AI tax assistant for instant tax insights, and AI Connectors to connect your tools. The Pro plan includes 20 AI Connectors and advanced AI thinking capabilities, while Starter includes 5 AI Connectors.