Portfolio Pilot
PortfolioPilot is an advanced portfolio tracker that offers AI-driven portfolio management, market insights, and personalized recommendatio...
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What is Portfolio Pilot?
PortfolioPilot is an AI-powered financial advisor and portfolio management platform for self-directed investors. It focuses on helping users understand their full net worth, assess portfolio quality, and improve risk-adjusted returns using a combination of portfolio scoring, recommendations, and scenario modeling. It is positioned as a tool for people who want professional-style portfolio analysis without handing control over to a human advisor.
The platform aggregates many parts of a person’s financial life into one view, including brokerage accounts, retirement accounts, cash, real estate, private equity, crypto, loans, and other assets. It supports secure connections to thousands of institutions, read-only account access, and daily recalculation of portfolio data. The website emphasizes that users keep control of their accounts while the system analyzes holdings and surfaces insights.
PortfolioPilot includes tools for portfolio assessment, optimization, fund and stock discovery, tax awareness, downside protection, and scenario planning. It also offers features such as draft portfolios for testing ideas, asset groups for different strategies, and a Security Explorer for drilling into individual securities. The help center also highlights dividend analysis, risk matching, and monitoring of market and portfolio news.
It is aimed at self-directed investors who want more structure in making decisions, as well as users with more complex portfolios who need deeper analysis. The site also describes higher tiers for investors who want advanced features such as private equity modeling, liquidity and cash-flow analysis, expert consultations, and more extensive AI assistant access. The overall pitch is that PortfolioPilot provides an intelligent, read-only decision-support layer for investing and net worth management.
Portfolio Pilot pricing
Pricing model: Freemium
PortfolioPilot offers a free plan with multi-asset net worth tracking, unlimited accounts, full retirement and scenario planning, portfolio assessment, and fund and stock discovery tools. The website says Gold starts at just $20/month and adds personalized investment recommendations, hidden fee detection, tax impact analysis, tax-loss harvesting suggestions, and limited AI Assistant use. Platinum includes Gold plus fee optimization, tax-efficient distribution recommendations, AI equity research, future custom simulations, and full AI assistant access. The site also mentions a Pro tier for complex portfolios, with private equity modeling, advanced liquidity and cash-flow analysis, multi-user login, async document import, quarterly expert calls, and pricing that starts at $99/month; it also advertises a 10-day free trial and says cancellation is available anytime.
Portfolio Pilot pros
- Aggregates net worth in one view
- Supports brokerage and retirement accounts
- Tracks real estate holdings
- Includes crypto tracking
- Handles cash and loans
- Offers portfolio scoring
- Provides personalized recommendations
- Supports portfolio optimization
- Shows risk-adjusted return analysis
- Includes downside protection scoring
- Offers scenario simulations
- Has draft portfolios for testing ideas
- Supports asset groups with separate risk profiles
- Includes stock and fund discovery tools
- Provides security-level drilldowns
- Tracks dividends in performance views
- Updates portfolio data daily
- Uses read-only account access
- Includes tax optimization features
- Offers AI-assisted financial guidance
Portfolio Pilot cons
- No iOS or Android app
- Some fixed-income securities are not fully supported
- Manual imports use dollar amounts only
- Bonds can be missing or hard to map
- Unknown securities can limit functionality
- Some features require paid tiers
- AI assistant access is limited on lower plans
- Draft portfolio limits apply on lower tiers
- No trade execution on the platform
- Relies on connected-account data freshness
- Small account-value mismatches can happen from delays
- Complex portfolios may need extra setup
- Pro features can be expensive
- Some advanced tools are gated behind Gold or Platinum
- Not all options or securities may import cleanly
Frequently asked questions about Portfolio Pilot
What is PortfolioPilot?
PortfolioPilot is an AI financial advisor and portfolio management platform from Global Predictions that helps self-directed investors track net worth, analyze portfolio quality, and get personalized investment recommendations. It combines portfolio scoring, optimization, scenario planning, tax-aware insights, and AI-assisted guidance in one product.
Can PortfolioPilot track my entire net worth?
Yes. The site says it can track a wide range of assets and liabilities in one place, including brokerage accounts, retirement accounts, cash, loans, real estate, private equity, and crypto. It is designed to show a consolidated view of your net worth rather than only one account or asset class.
How does PortfolioPilot keep my data secure?
The website says it uses bank-level security and read-only access for connected accounts. It also says it does not store bank login information or card details, and it does not have permission to change or modify your investments.
Can PortfolioPilot execute trades for me?
No. The platform says it has read-only access only, so it can analyze your holdings and provide recommendations, but it cannot place trades on your behalf.
What is the Portfolio Score?
PortfolioPilot describes Portfolio Score as its proprietary measure of how good a portfolio is based on factors like risk-adjusted returns, diversification, and downside protection. The score is used as a guiding metric for portfolio improvement and optimization.
How do I improve my portfolio on the platform?
The help center says you can improve your portfolio by using the Recommendations page and the Portfolio Optimizer. It also suggests diversifying across asset classes, reducing unnecessary risk, and using tools like asset groups and scenario analysis to align holdings with your risk preference.
What are Draft Portfolios?
Draft Portfolios are sandbox portfolios that let you test ideas without affecting your real holdings. The site says they are useful for comparing potential changes to your current portfolio before making any actual investment moves.
Does PortfolioPilot support real estate and private equity?
Yes. The site says you can include real estate, private equity, and other illiquid assets in your assessment. For some of these, it uses proxy securities and related indexes to create forecasts, track history, and measure exposure.
Is there a mobile app?
The help center says there is no iOS or Android app. It says the full experience is still available in a mobile browser at the website.
How much does PortfolioPilot cost and is there a free trial?
The website says there is a free plan, and it also says Gold starts at $20 per month while Pro starts at $99 per month. It advertises a 10-day free trial for paid subscriptions and says you can cancel anytime.