Riseup
For UK only - RiseUp Money Insights is a new AI engine from the financial wellbeing app RiseUp, which gives you free personalised money insights and saving tips...
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What is Riseup?
RiseUp is a financial wellbeing app that helps users get on top of their finances, understand cash flow, feel better about spending, and save for future goals. It presents a monthly forecast of how the month will end before it begins, aggregates accounts, spending, and expenses in one place, and provides insights and recommendations to help users save.
The service is designed around making money management simpler and more supportive rather than punitive. It emphasizes a clearer view of household finances, regular progress updates toward goals, and guidance from experts and human support. The website also highlights a community element where members can share tips, join challenges, and learn from others.
RiseUp supports people who want to improve financial wellbeing, including freelancers, as long as they can keep business and personal accounts separate and have a relatively stable monthly income. It is also positioned for couples or partners who want to manage finances together, with shared access and tools at no extra cost. The service is for domestic and private use, not commercial use.
The product is delivered through the website, the mobile app, and related communication channels such as WhatsApp, email, and in-app chat. To use the service, users create an account, connect eligible financial accounts, and choose a subscription plan after a free trial period.
Riseup pricing
Pricing model: Free
RiseUp offers a 7 day free trial, after which users choose one of three paid subscription plans. The monthly plan costs £9.99/month, the quarterly plan costs £25.99 total (£8.69/month), and the yearly plan costs £95.99 total (£7.99/month). The website use is free, but the RiseUp Service itself is paywalled behind subscription, and all subscription fees include VAT. The site also says some additional personal advice may carry an extra fee in some cases.
Riseup pros
- Monthly cash-flow forecast
- Aggregates multiple accounts in one view
- Tracks spending and expenses together
- Provides personalized savings recommendations
- Shows progress toward goals
- Offers support from actual humans
- Includes a thriving community
- Lets users share money tips and tricks
- Offers group challenges
- Supports partner access at no extra cost
- Works for freelancers with separate accounts
- Uses open banking connections
- Read-only access to linked accounts
- Quick signup process
- Available through app, web, WhatsApp, and email
- No hidden ads
- No hidden interests or agendas
- Can be canceled at any time
Riseup cons
- Requires a paid subscription after trial
- No permanent free tier described
- Only supports British Pound Sterling
- Requires UK bank account rights
- Requires valid passport
- Requires WhatsApp and email
- Not available to under-18s
- Not suitable for highly variable freelancer income
- Not intended for business or commercial use
- Depends on third-party services and app stores
- May pause features after inactivity
- Cannot guarantee perfectly current balances
- Not meant to replace financial judgment
- Refunds limited after first 14 days
- Some personal advice may incur extra fees
Frequently asked questions about Riseup
What is RiseUp?
RiseUp is a financial wellbeing app that helps users manage finances, understand cash flow, feel better about spending, and save for what matters to them. It combines account aggregation, forecasting, insights, goal tracking, community support, and human help in one service.
How do I sign up?
The signup process is described as quick and easy. Users register on the website, then download the app to finish getting set up and start using the service.
How much does RiseUp cost?
New users get a 7 day free trial. After that, they can choose a monthly subscription for £9.99, a quarterly subscription for £25.99, or a yearly subscription for £95.99, and the site says the fees include VAT.
Who is RiseUp for?
RiseUp is for anyone who wants to improve financial wellbeing, including freelancers who keep separate business and personal accounts and have a fairly stable monthly income. It is also suitable for partners who want to manage finances together.
Can I use RiseUp with my partner?
Yes. The website says you can add your partner to your account, share the same tools and benefits, and do so at no extra cost. The invitation is handled through settings in the app.
What tools does RiseUp provide?
RiseUp provides a monthly forecast, account aggregation, spending and expense tracking, savings insights, goal setting, regular progress updates, community sharing, and support from actual humans.
How secure is RiseUp?
The site says security is a top priority and that RiseUp uses read-only access through TrueLayer, so it cannot act in your accounts. It also says the service follows UK data protection rules and is registered with the Financial Conduct Authority.
Can I cancel my subscription?
Yes. The website says you can cancel anytime through settings in the app or by using in-app chat. It also says you can delete your account and data through settings or ask for help through chat.
What accounts can I connect?
To use the service, users connect personal online accounts such as current accounts and credit cards. The service uses open banking permissions to access balances and transactions with explicit consent.
Does RiseUp support business use?
No. The terms say the service is for domestic and private use only, not commercial or business purposes.