Decode Investing Stock Analysis
The AI Stock Market Research Analyst tool developed by Decode Investing is designed to assist users in analyzing and evaluating stocks. The...
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What is Decode Investing Stock Analysis?
Decode Investing AI Stock Analysis is an AI-powered stock market research platform designed to help investors discover wonderful businesses and great investment opportunities. The tool provides automated fundamental analysis and ranking for all US public companies, using value investing principles similar to those used by Warren Buffett, Phil Town, and Charlie Munger. It analyzes stocks based on 10+ years of historical financial data sourced directly from SEC filings.
Key features include three specialized AI assistants: Lima (AI Stock Market Research Analyst), Saturday (AI assistant for earnings call analysis), and June (AI assistant for SEC filings analysis). The platform offers automated fair value and margin-of-safety price calculations, a daily leaderboard ranking top companies by fundamentals, a stock screener, access to SEC 10-K, 20-F, 40-F, 8K, and 10-Q filings, and tools to instantly assess a business's financial health. Users can save valuations with custom assumptions, create unlimited watchlists, and download historical financial data in CSV or JSON format.
The tool is designed for individual investors, financial advisors, and professional money managers who want to apply value investing principles. It's particularly useful for those following Rule One Investing strategies who need modern software tools to automate due diligence, identify undervalued stocks, and make informed investment decisions without spending hours manually analyzing financial statements.
Decode Investing Stock Analysis pricing
Pricing model: Freemium
Free Plan ($0): Includes automated fundamental analysis and ranking for all US public companies, automated valuation based on value investing principles, automated due diligence assistance, leaderboards, stock screener, fair value & margin-of-safety calculations, access to SEC filings, 10+ years of financial metrics, 60 bonus questions to Lima AI, 60 earnings call questions to Saturday, 8 questions to Summer AI, and 8 SEC filing questions to June. Premium Plan ($12.99/month or $119.88/year): Adds saved valuations with custom assumptions, unlimited watchlists, unlimited stock screeners, favorites list, CSV/JSON download of historical financial data, 200 questions/month to Lima, 200 earnings call questions/month to Saturday, 20 SEC filing questions/month to June, and 12 questions/month to Summer. Executive Plan ($29.99/month or $299.88/year): Unlimited questions/tasks to all AI assistants (Lima, Saturday, June, Summer) plus all Premium features. Enterprise plan available with custom AI Stock Market Analysts tailored to your investment strategies.
Decode Investing Stock Analysis pros
- Automated fundamental analysis for all US public companies
- Value investing principles based on Warren Buffett and Phil Town strategies
- Three specialized AI assistants: Lima, Saturday, and June
- 10+ years of historical financial data for every company
- Direct data from SEC Edgar system for accuracy
- Automated fair value and margin-of-safety price calculations
- Daily leaderboard ranking top companies by fundamentals
- Free tier includes 60 bonus questions to Lima AI assistant
- Access to SEC 10-K, 20-F, 40-F, 8K, and 10-Q filings
- Stock screener with customizable criteria
- Download historical financial records in CSV or JSON format
- Save valuations with your own custom assumptions
- Create unlimited watchlists on Premium plan
- Buy, Don't Buy, Hold, or Sell consideration for every stock
- Automated ROIC, debt, moat, and management scoring system
- Payback time calculation to identify extreme bargains
- Earnings call transcript analysis with Saturday AI assistant
- SEC filing analysis with June AI assistant
Decode Investing Stock Analysis cons
- Product is still in early beta/MVP version with possible inaccuracies
- Free tier has limited AI assistant questions (60 for Lima)
- Premium plan at $12.99/month may be expensive for some investors
- Only covers US public companies, not international stocks
- Requires sign-in to access AI Stock Market Research Analyst tool
- Executive plan needed for unlimited AI assistant usage
- Limited to value investing approach, not suitable for growth or momentum traders
- No mobile app mentioned, web-only platform
Frequently asked questions about Decode Investing Stock Analysis
What is Decode Investing?
Decode Investing is a set of software tools that help investors discover opportunities and identify risks in the stock market. It uses AI-powered analysis based on value investing principles to automate fundamental analysis, valuation, and due diligence for US public companies.
Why did you build Decode Investing?
Value investing is used by successful investors like Warren Buffett but lacks mainstream adoption because it's difficult to practice without proper tools. The founder wanted to make value investing more accessible to average investors using modern software technology, as most existing tools haven't kept up with technological advancements.
Are you an investment education company?
No, Decode Investing is a software company. The first goal is to build great software tools that make it easy for anyone to apply sound investing principles and make great investment returns. The product is still in early beta but is iterating fast with improvements.
Are you a financial advisor?
No, Decode Investing is a software company. They provide tools and analysis but do not give financial advice. Users should do their own research using different sources before making any investment decision.
How accurate is your data?
Decode Investing indexes data directly from the SEC Edgar system by pulling and indexing company SEC filings and extracting financial data from XBRL documents daily. They also use data from Financial Modeling Prep for stock quotes. While they strive for accuracy, the product is still an early MVP and may have some inaccuracies. The founder guarantees the algorithm's data and analysis are mostly accurate.
What algorithms do you use to rank companies?
Decode Investing employs a robust algorithm to auto-analyze all US public companies, ranking them based on 10 years of historical fundamentals. The Value Score consists of 50% Moat Score (based on CAGR growth rates of revenue, operating cash flow, and net income) and 50% Management Score (80% ROIC score + 20% debt score). Companies must have a value score between 90-100% and at least 5 years of financial history to appear on the leaderboard.
What AI assistants are available?
Decode Investing offers four AI assistants: Lima (AI Stock Market Research Analyst for general stock analysis), Saturday (AI assistant for earnings call analysis), June (AI assistant for SEC filing analysis including 10-K, 10-Q, and 8-K documents), and Summer (the most advanced and sophisticated AI Stock Market Research Analyst based on GPT-4).
What resources do you recommend to learn more about value investing?
The founder recommends three books: Rule #1 by Phil Town, Payback Time by Phil Town, and The Education of a Value Investor by Guy Spier. Phil Town's YouTube channel and Warren Buffett interviews from Berkshire Hathaway's annual shareholder meetings are also recommended.
If value investing is so good, why isn't everyone doing it?
Value investing is difficult to put into practice without proper tools. Technology can help make much better investing decisions, which is why Decode Investing is building modern tools to change how average investors analyze companies and investments.
Who is behind Decode Investing?
Obi Akubue is the founder of Decode Investing. He is a software engineer and value investor. He can be reached at [email protected]. The platform also has a Reddit community at r/DecodeInvesting/ and r/EarningsCalls/.