Gilion
Revolutionize startup financing with non-dilutive loans and predictive growth analytics.. [Contact for Pricing]
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What is Gilion?
Gilion is an AI-powered growth funding platform that provides non-dilutive financing and predictive analytics for SaaS and technology businesses. The platform uses machine learning to understand company performance dynamically, offering growth loans that allow founders to retain full equity while accessing capital for expansion.
Key features include predictive growth forecasts using industry-leading models, custom funding terms tailored to company performance, integration with 50+ data platforms for comprehensive metrics tracking, and Gilion Scores for proprietary analysis. The platform provides daily growth metric tracking including retention and lifetime value, proactive notifications about business fundamental shifts, and cohort analysis with benchmarks.
Gilion is designed for startup founders, SaaS companies, and growth-stage technology businesses that don't fit traditional banking rules despite having strong customer growth. It also serves investors and bankers who need AI-powered tools for faster, better investment decisions. The platform has deployed €130m through partner banks with zero credit losses.
The Growth Loan offers up to 2 years interest-only periods before amortization starts and up to 6 years to repay, extending cash runway and allowing companies to maximize cash on hand for growth investments. The platform operates across Europe including Sweden, Denmark, Finland, Germany, UK, and Netherlands.
Gilion was founded in 2021 in Stockholm by a six-time entrepreneur, an AI technology developer, and a veteran banker, and has grown to 75+ team members including developers, data engineers, machine learning professors, and credit investors.
Gilion pricing
Pricing model: Freemium
Contact for pricing - no public pricing available on website. Gilion offers non-dilutive growth loans with personalized terms based on company performance. The platform does not have a free tier. Loan terms include up to 2 years interest-only periods and up to 6 years repayment. Funding amounts vary based on company metrics and performance. Enterprise pricing available upon request through 'Talk to us' on the website.
Gilion pros
- 100% non-dilutive funding - founders retain full equity
- Up to 2 years interest-only period before amortization
- Up to 6 years repayment term for extended cash runway
- Predictive growth forecasts with industry-leading models
- Custom funding terms tailored to company performance
- Integrates with 50+ platforms for comprehensive metrics
- €130m deployed with zero credit losses
- Daily tracking of growth metrics like retention and LTV
- Proactive notifications about critical business shifts
- AI-powered analysis that learns and improves continuously
- Faster funding process than traditional banks
- Gilion Scores proprietary analysis engine
- Cohort analysis and industry benchmarks included
- Available across 6 European countries
- Founded by experienced entrepreneurs and banking veterans
- Supports both founders and investors/bankers
- Transparent communication throughout funding journey
Gilion cons
- Only available for SaaS and technology businesses
- Limited to European markets (Sweden, Denmark, Finland, Germany, UK, Netherlands)
- Contact required for pricing - no transparent pricing online
- Growth-stage companies only, not early-stage startups
- In Germany operates as loan broker only, not direct lender
- Requires integration with 50+ supported platforms for full features
- No free tier available for the platform
- Must meet specific growth criteria to qualify for funding
Frequently asked questions about Gilion
What is Gilion?
Gilion is an AI-powered growth funding platform that provides non-dilutive financing and predictive analytics for SaaS and technology businesses. It uses machine learning to understand company performance dynamically and offers growth loans that allow founders to retain full equity while accessing capital for expansion.
How does the Gilion Growth Loan work?
The Growth Loan is 100% non-dilutive, meaning founders don't give up equity. It offers up to 2 years interest-only periods before amortization starts, and up to 6 years to repay the loan. Terms are customized based on company performance, and the loan is granted through partner banks with zero credit losses deployed.
What companies are eligible for Gilion funding?
Gilion serves SaaS businesses and growth-stage technology companies that have strong customer growth but don't fit traditional banking rules. Companies must be able to integrate with one of the 50+ supported platforms to provide revenue, marketing, and financial data for analysis.
What countries does Gilion operate in?
Gilion operates across Europe including Sweden (headquartered in Stockholm), Denmark, Finland, Germany, UK, and Netherlands. The company was founded in Stockholm in September 2021 and expanded gradually to each country between 2022-2025.
How much funding can I get from Gilion?
Funding amounts vary based on company metrics and performance. Gilion has deployed over €100m across Europe and uses proprietary Gilion Scores and predictions to determine appropriate loan amounts for growth-stage companies. Contact Gilion directly for specific funding amounts.
What data platforms does Gilion integrate with?
Gilion supports integration with over 50 platforms, providing comprehensive overview of company metrics and performance. This includes revenue, marketing, and financial data sources that enable the AI to track daily growth metrics like retention and lifetime value.
Does Gilion take equity in my company?
No, Gilion offers 100% non-dilutive financing. Founders retain full equity in their companies while accessing growth capital. This is a key differentiator from venture capital or equity-based funding.
What is the Gilion Investment Platform?
Released in February 2026, the Investment Platform uses AI to help bankers and investors make better and faster decisions. It provides agentic AI for sourcing, due diligence, monitoring, reporting, and funding. The platform opens what began as an internal system to the broader investment community.
How does Gilion's AI work?
Gilion uses data and AI to understand companies dynamically, continuously, and at scale. Instead of static models and manual processes, the system learns, analyzes, and improves with every decision. The proprietary Gilion Scores and predictions serve as the engine for funding decisions.
What happens in Germany with Gilion loans?
In Germany, Gilion operates as a loan broker only. The loans are granted by a third party bank, not directly by Gilion. This is a regulatory requirement for the German market.