Streetbeat
Streetbeat is an AI-predicated investment platform designed to simplify and automate investing activities. It serves to guide users through the intricacies of f...
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What is Streetbeat?
Streetbeat is an AI-powered investment platform designed to simplify and automate investing activities for retail investors and financial institutions. As an SEC-registered investment adviser (CRD #315893), Streetbeat delivers AI solutions with the highest standards of regulatory compliance and data security, including SOC 2 Type I and Type II certification and 4 granted patents covering AI defense, portfolio construction, rebalancing, and financial intelligence.
The platform offers multiple solutions including Streetbeat Wealth (AI copilot for portfolio building, analysis, and rebalancing for financial advisors), Streetbeat Retail (white-label AI investing platform for banks and fintechs), Agent Factory (no-code AI agent orchestration with compliance guardrails), Streetbeat Marketing (AI-powered client acquisition and engagement at scale), and the Streetbeat App (AI-powered personal investing companion on iOS and Android). The AI advisor helps users create diversified investment strategies based on conversational inputs about their time horizon, risk tolerance, and market conditions.
Key features include AI-driven portfolio management with automatic rebalancing, thematic investment strategies (like U.S. Congress Buys, Generative AI Revolution, Taylor Swift Strategy, Nancy Pelosi Tracker, Crypto Exposure), back-testing performance simulator, integration with existing brokerage accounts (currently supporting Robinhood), access to stocks/ETFs/bonds/cryptocurrency/REITs, real-time market data, and a unique tuition rewards program offering points redeemable for credits at over 450 participating private colleges in the United States.
Streetbeat is ideal for passive investors seeking hands-off investment management with professional data analysis, beginner investors who want AI guidance without extensive market knowledge, families interested in tuition rewards for education planning, and financial professionals who want to automate investing workflows through StreetbeatPRO which is used by 4,000 advisors across 15 countries.
Streetbeat pricing
Pricing model: Freemium
Streetbeat operates on a subscription-based model with three plans: Basic at $9.99/month (allows one portfolio, limited AI interactions), Prime at $14.99/month (unlimited portfolios, increased AI queries, more customization), and Gold at $89.99/month (premium access with direct AI expert chats, priority support, significant tuition reward points). New users get a 7-day free trial. Annual plans offer lower monthly costs when paid upfront. The account minimum is $0. ACH transfers are free but ACAT transfers cost $100. Withdrawal fees were previously $9 but have been removed.
Streetbeat pros
- SEC-registered investment adviser with full regulatory compliance
- SOC 2 Type I and Type II certified for enterprise-grade security
- 4 granted patents covering AI defense and portfolio construction
- $0 account minimum - no barrier to entry for beginners
- AI-powered personalized portfolio creation based on goals and risk tolerance
- Automatic portfolio rebalancing daily, weekly, or monthly
- 174 datasets available for AI-driven investment insights
- Thematic portfolios like Taylor Swift Strategy and Congress Buys
- Tuition rewards program with 450+ participating private colleges
- Integration with existing brokerage accounts including Robinhood
- Available on iOS and Android with 4.7-star App Store rating
- SmartPilot feature for fully automated investing
- 30% more accurate AI than other agents with $0.10-0.15 per task cost
- White-label technology available for financial institutions via StreetbeatPRO
- No-code AI agent orchestration through Agent Factory
- Real-time market data and performance tracking
- Back-testing performance simulator for strategy validation
Streetbeat cons
- Monthly subscription fee of $9.99-$89.99 depending on plan
- Annual billing model can confuse users expecting monthly
- No tax-advantaged retirement account options like IRA
- Limited asset types primarily stocks/ETFs/bonds/REITs/crypto
- $100 ACAT transfer fee for account withdrawals (ACH is free)
- 14-day waiting period before withdrawing deposited funds
- Non-discretionary advice only - AI recommends but doesn't manage directly
- Limited customer support responsiveness reported by some users
- Only available to U.S. investors currently
- Performance risk - past +8% annual return doesn't guarantee future results
Frequently asked questions about Streetbeat
What is Streetbeat and how does it work?
Streetbeat is an AI-powered investment platform that uses generative AI to create personalized investment portfolios. Users share their financial goals, time horizon, and risk tolerance with the platform, and Streetbeat's AI advisors analyze current market conditions to recommend an optimal mix of stocks, bonds, ETFs, and alternative investments. The SmartPilot feature can automatically invest money and rebalance portfolios as market conditions change.
Is Streetbeat legitimate and safe?
Yes, Streetbeat is legitimate and safe. It is registered with the Securities and Exchange Commission (SEC) as an investment adviser (CRD #315893). The brokerage services are handled through Alpaca Securities, a member of FINRA and SIPC. Streetbeat uses bank-level security systems, maintains rigid encryption protocols, and has achieved SOC 2 Type II compliance for data security and operational integrity.
How much does Streetbeat cost?
Streetbeat charges a monthly subscription fee with three tiers: Basic at $9.99/month, Prime at $14.99/month, and Gold at $89.99/month. New users receive a 7-day free trial. Annual plans are available at a lower effective monthly cost. The account minimum is $0, so there's no required initial investment.
What investment options are available on Streetbeat?
Streetbeat offers access to stocks, ETFs, bonds, cryptocurrency, and REITs. Users can create custom portfolios based on their goals or choose from pre-built thematic portfolios including U.S. Congress Buys, Generative AI Revolution, Crypto Exposure, Taylor Swift Strategy, Nancy Pelosi Tracker, Top Government Contractors, and political outcome-based strategies like Republicans Win or Democrats Win the Election.
How does the tuition rewards program work?
Streetbeat's tuition rewards program allows subscribers to earn points that can be redeemed for discounts at over 450 participating private colleges in the United States. The Gold plan offers significant tuition reward points. This feature helps families reduce the financial burden of higher education by linking smart investing with long-term educational planning.
Can I connect my existing brokerage account to Streetbeat?
Yes, Streetbeat allows users to integrate existing brokerage accounts. Currently, it supports integration with Robinhood. This feature lets users enhance their existing investment strategies with AI-generated advice and insights without moving their funds. Streetbeat securely obtains and regularly refreshes authentication tokens during account integration.
What is the difference between Streetbeat Wealth and Streetbeat App?
Streetbeat Wealth is an AI copilot designed for financial advisors that provides portfolio building, analysis, and rebalancing tools for professional use with clients. The Streetbeat App is an AI-powered personal investing companion available on iOS and Android for individual retail investors to manage their own investment portfolios with AI guidance.
How do I withdraw money from Streetbeat?
To withdraw money from Streetbeat, tap the wallet icon within the app and select 'Withdraw.' ACH transfers are free, while ACAT transfers cost $100. It can take up to 6 days for money to appear in your bank account. Previously there was a $9 withdrawal fee, but the company has removed this fee. There is a 14-day waiting period before withdrawing deposited funds.
What is StreetbeatPRO?
StreetbeatPRO is white-label AI technology for financial companies offering 174 datasets and customizable AI Agents that seamlessly integrate with brokerage platforms, financial institutions, financial apps, and wealth manager platforms. It enables wealth managers, brokers, and financial institutions to automate investing, risk management, and portfolio analysis through off-the-shelf or customized AI agents. It's currently used by 4,000 advisors across 15 countries.
What are the investment goals available on Streetbeat?
Streetbeat suggests three main investment goals with corresponding time horizons: Capital growth (1-5 year horizon), Passive income (5-10 year horizon), and Retirement (10-20 year horizon). Users can describe their own intentions or choose from these recommended goals. The AI advisors then build investment strategies aligned with the selected goal and horizon.