CoreLogic
Unveil real estate insights with predictive analytics and geospatial data.. [Contact for Pricing]
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What is CoreLogic?
CoreLogic (now rebranded as Cotality) is a leading global provider of property information, analytics, and data-enabled solutions for the real estate, mortgage finance, insurance, capital markets, and public sector industries. The company maintains the nation's largest property and ownership database with more than 5.5 billion records spanning over 50 years, covering 99.9% of U.S. residential properties. CoreLogic curates and enriches this data with insights from field researchers, analysts, and data scientists to deliver actionable intelligence.
Key features include comprehensive property data with over 200 fields describing parcel characteristics, property values, ownership, land use, physical features, and tax assessments; automated valuation models (AVMs) like Total Home Value, GeoAVM Precision, and ValuePoint; risk management solutions for natural hazards, fraud detection, and climate risk; geospatial data and analytics with mapping capabilities; market trends and forecasts including the Case-Shiller Home Price Index; and the cloud-based Discovery Platform for property analytics and data exchange. The platform offers pre-built solutions for market share analysis, prospect marketing, collateral risk assessment, and affordable housing identification.
CoreLogic serves real estate agents, brokers, and appraisers; mortgage lenders and servicers; insurance companies for underwriting and claims management; capital markets investors; and government agencies for housing policy and urban planning. The company's solutions help professionals make informed decisions, manage risk, streamline lending processes, and optimize operations across the entire property ecosystem.
CoreLogic pricing
Pricing model: Freemium
CoreLogic operates as an enterprise B2B provider with custom pricing based on client needs, industry, and volume. The company does not publicly list specific pricing tiers on its website. Enterprise clients receive customized quotes for property data access, analytics solutions, and API integrations. Some products like OnTheHouse offer free listing platform access for buyers, sellers, and renters. Academic institutions like WashU can license parcel data for specific regions. Contact sales at (866) 774-3282 for pricing information. Billing support is available Monday-Friday 8am-5pm CST at 844-344-1787.
CoreLogic pros
- Comprehensive property database covering 99.9% of U.S. properties
- More than 5.5 billion records spanning 50+ years of data
- 99.9% U.S. property coverage with unparalleled depth
- Industry-first integrated property identifier (CLIP ID)
- Advanced AI and machine learning for accurate predictions
- Customizable APIs for flexible workflow integration
- Single unified platform combining data, analytics, and risk tools
- Case-Shiller Home Price Index ownership for market insights
- Natural hazard risk assessment including flood and wildfire
- Automated valuation models with confidence scores
- Geospatial analytics and mapping capabilities
- Pre-built solutions for mortgage lenders on Discovery Platform
- 24/7 customer support for many products
- Proprietary research on consumer credit and disaster projections
- Multi-industry expertise across real estate, mortgage, and insurance
CoreLogic cons
- No public free tier available for most enterprise products
- Pricing is enterprise-level and costly for small businesses
- Cost can be a barrier for individual users or small firms
- AVMs cannot adjust for actual property condition or upgrades
- Data delays from days to months depending on county recorders
- No physical property inspection included in AVM reports
- Rural areas have less accurate valuations due to fewer sales
- Major renovations may not reflect in public record data
Frequently asked questions about CoreLogic
What is an AVM (Automated Valuation Model)?
An AVM is a computer-driven mathematical formula that uses basic property characteristics, local market information, and price trends to arrive at an estimated value or value range. AVMs are statistically based computer programs that use real estate information such as comparable sales, property characteristics, and price trends to provide a current estimate of market value for a specific property. CoreLogic AVMs include Total Home Value for Originations, GeoAVM Precision, GeoAVM Core, ValuePoint, PASS, and Prospector.
Why do lenders use AVMs?
AVMs provide fast and easy access to property valuations, benefiting both lenders and consumers by reducing costs and time delays typically associated with traditional property appraisals. AVMs also provide consistency and objectivity in the property valuation process. While banking institutions cannot substitute AVMs for appraisals in all real estate-related financial transactions, many lenders utilize AVMs in loan underwriting, origination, prequalification, appraisal quality control, and account management.
What data sources does CoreLogic use for property valuations?
For more than 40 years, CoreLogic has collected property data from many sources. Most information comes from public record data collected from county clerks, assessors, treasurers, registers and recorders of deeds, and other government officials. AVMs also access data about properties currently for sale from home-listing data suppliers. The database includes property identifying information, prior sales, square footage, year built, bedrooms, bathrooms, lot size, deed transfers, recent sales of similar properties, and area pricing trends.
What information is NOT included in a CoreLogic AVM?
CoreLogic AVMs do not consider: actual property condition or disrepair, income or rental agreements, recent remodeling unless reflected in public records, personal property like furniture, landscape features unless in public record, title defects, or any information on sellers/borrowers. CoreLogic does NOT use prohibited basis information including race, color, religion, national origin, sex, sexual orientation, gender identity, marital status, age, income, credit, disability, pregnancy, genetic information, or military status.
How accurate are CoreLogic AVMs?
AVM accuracy depends on data accuracy, comprehensiveness, and timeliness. The most significant factor is the number of recent home sales in the area and how similar the property is to surrounding properties. AVMs tend to be less accurate in rural areas where sales are fewer, and for unusual properties, much larger than average properties, or those with distinctive features. AVMs work best where there is abundant current data, similar properties in the area, and typical property condition.
What is the CoreLogic Discovery Platform?
Discovery Platform is a cloud-based data exchange and property analytics ecosystem powered by CLIP ID, CoreLogic's industry-first integrated property identifier. Built on more than 50 years of data spanning 99.9% of U.S. properties, it enables businesses including PropTech/ReTech companies, mortgage lenders, marketers, and insurance firms to discover, integrate, analyze, and model property insights. Pre-built solutions include Market Share, Prospect Marketing, Lost Leads & Payoff, Collateral Risk, Affordable Housing, and Climate Risk analysis.
What is CLIP ID?
CLIP ID is CoreLogic's industry-first integrated property identifier that enables users to search 99.9 percent of homes in the United States with more consistency and see results faster. It is a key component of the Discovery Platform that marries internal operational systems and workflows to offer more specificity when translating market information into business decisions.
What confidence scores and accuracy metrics do AVMs provide?
AVMs produce confidence scores indicating the provider's confidence in estimated values. Higher scores indicate greater probable accuracy. CoreLogic AVMs also provide Forecast Standard Deviation (FSD), which represents the probability that an estimate falls within a statistical range of actual market value. Lower FSD means smaller prediction error and higher confidence. AVM reports include estimated value, value range, confidence score, FSD, comparable sales, property address, owner, county, land use, and satellite map location.
Why might an AVM value seem inaccurate?
AVM values may seem inaccurate due to: erroneous subject property address, inaccurate public record data, major renovations not included in public records, inability to determine physical condition or marketability, insufficient current local data, neighborhoods with dissimilar properties, or properties differing significantly from neighborhood averages. Always verify the address on the AVM report matches the property address and contact your lender if there are discrepancies.
Who does CoreLogic serve and what industries use their solutions?
CoreLogic serves real estate professionals (agents, brokers, appraisers), mortgage lenders and servicers, insurance companies, capital markets investors, and government agencies. Industry applications include: real estate solutions (MLS, property management software, analytics), mortgage and lending (property valuation, fraud detection, credit risk, loan origination), insurance (underwriting, claims management, risk assessment), and capital markets/public sector (investment strategies, housing policy, urban planning).